Terms and Conditions

By accessing and browsing the website www.nct.ac.in, you agree to and accept the Terms and Conditions as set forth below.

This section shall govern the terms of use for payment gateway service of cashfree. This Terms and Conditions is a legal document between You and cashfree, governing your relationship with Cashfree. You (Sub Merchant) and cashfree are hereinafter individually referred as “Party” and collectively referred to as "Parties".

Access is limited to authorized users only. We reserve the right, at our sole discretion to modify the Terms and Conditions at any time without any prior written notice to you. Any modifications will be effective immediately upon the date of posting of the modified Terms and Conditions on our website and you hereby waive any right to receive additional notice of such changes or modifications. Your continued use of Services following the posting of changes will mean that you accept and agree to the modified terms and conditions; therefore it is your responsibility to review these Terms and conditions, policies and guidelines as mentioned herein. If you do not agree to the amended/revised terms, you must stop using the Services. Any use of the Services in violation of these Terms and Conditions may result in among other things termination or suspension of your right to use the Services. When you use Services provided by us, you will be subject to rules, guidelines, policies, terms, and conditions applicable to such Services, as may be modified from time to time and they shall be deemed to be incorporated into this terms and conditions and shall be considered as part and parcel of this terms and conditions. You are solely responsible for understanding and complying with any and all laws, rules and regulations that may be applicable to you in connection with your use of the Services. These Terms and Conditions are the electronic record in terms of Information Technology Act, 2000 and its subsequent amendments. These Terms and Conditions are governed by the Laws of India and rules and guidelines set by Reserve Bank of India, Financial institutes, Card Companies from time to time.

By using or installing the services you further agree to accept the terms mentioned in Privacy Policy and the Sub Merchant Agreement executed between the parties. You must forward all the requisite documents and shall be required to enter in to Sub Merchant Agreement with Cashfree for processing your Sub Merchant account. Cashfree will not release any payout to you unless the entire documentation process is complete. You are aware that Cashfree is liable to comply with all the rules and guidelines set by RBI and other financial institutes, hence you shall co-operate and provide all the necessary documents as and when asked by Cashfree.

Privacy Policy

Cashfree recognizes the importance of protecting personal details and information and provides this Privacy Policy with respect to the access and use (direct or indirect) of Services. For the purpose of this Privacy Policy, the user of Services may be merchants/sellers/billers, customers/buyers/consumers, or any other persons using Services (“User”, “you” or “your”). This Privacy Policy will help you understand our policies and procedures regarding the collection, handling and use of your information.

By using our Services through the Sites, you signify your assent to this Privacy Policy and consent to the processing of your Information (Personal Information and/or Sensitive Personal Data or Information). If you do not agree with this Privacy Policy do not, in any manner, use our Services, install and/or use the mobile application.

Information Collection

This Privacy Policy covers our treatment of your Information collected from clients / applicants who use or may want to use our payment gateway services; and/or (ii) consumer information that we acquire in the course of our business.

As an applicant, we collect your Information, through the registration process, the service agreement that we execute and various submitted documents of your creditability that are required from time to time. We may ask customers to enter personal data when placing an order, such as name, address, phone number, credit card/ banking details and e-mail address and use this data to protect the merchant and ourselves against risk.

As a customer we capture your Profiling Information, Correspondence Information, domain name from which you contact us, the pages you request, the products you buy, the referring site, and the time that you spend on the site.

Disclaimer

We reserve the right to report any illegal activity by any User, to law enforcement for prosecution. Please be aware that we do not control the acts of visitors.

Refund / Cancellation Policy

All payments for admissions made are final and there will be no refund or cancellation or exchange permitted. Please be advised that You are responsible for the admission charges incurred and all charges that result from those acts.